OFF-MARKET • N.E. HOUSTON (77339 / 77345 / 77325) • NO AGENTS • PRINCIPAL TO PRINCIPAL
Assume Our 2.8% Fixed Rate — An Asset You Cannot Buy at Any Price
A private off-market single family home in N.E. Houston with an assumable VA mortgage at 2.8% fixed — immediate leaseback, zero vacancy at closing, and a rate that no longer exists in today’s market.
THE RATE ADVANTAGE
What 2.8% Is Worth in Today’s Market
The existing VA loan on this property carries a 2.8% fixed rate with approximately 25 years remaining. At today’s prevailing rate of roughly 7%, financing the same balance costs an additional $730 every single month. A permanent buydown to 2.8% is not a product any lender offers at any price. This assumption is the only way to own it.
The premium over market value pays for itself in under six years of interest savings alone. After that you are ahead by $730 a month for the next two decades.
$730
Monthly savings vs. financing at today’s 7% rate
Under 6 Years
Premium breakeven on interest savings alone
25 Years
Remaining fixed term on the assumed loan
DEAL STRUCTURE
The Numbers — All Fixed, All Final
| Asking Price | $350,000 — Fixed |
| Assumed VA Mortgage | $213,000 at 2.8% fixed, 25 years remaining |
| Cash at Closing | $135,000 — Fixed |
| Monthly P&I Payment | $1,845.38 |
| Monthly Rental Income | $1,846/month fixed — tenant in place at closing |
| Gross Monthly Spread | ~$600–$700 before taxes & insurance |
| Loan Type | VA Residential — Assumable |
| Agents | None — principal to principal, seller’s title company only |
THE PROPERTY
N.E. Houston, TX (77339 / 77345 / 77325)
A well-maintained single family home in a master-planned HOA community with home village structure. Maintained neighborhood standards, strong resale demand, and a desirable location in one of Houston’s most established suburban corridors.
| Bedrooms | 4 |
| Bathrooms | 3 |
| Garage | 2-Car |
| Community | HOA / Home Village |
Exact address provided only after qualification and TransUnion SmartMove verification is complete.
SELLER LEASEBACK
Zero Vacancy. Income Begins at Closing.
The seller leases the property back immediately at closing as a condition of sale. Your rental income begins the day you own it. No turnover period. No vacancy. No marketing. The tenant is the seller.
| Monthly Rent | $1,846 — Fixed, No Exceptions |
| Initial Term | 12 Months |
| After 12 Months | Month-to-Month at $1,846 — Fixed |
| Rent Adjustments | None |
| Vacancy at Closing | Zero |
THE PROCESS
How This Works — Four Steps
1 — Review the Terms
Read this page completely. Purchase price, cash at closing, and leaseback rent are fixed and non-negotiable. If the deal works for you as stated, proceed.
2 — Complete the Qualification Form
A short two-page form. Contact information followed by five declarations confirming your agreement to all terms. All five must be accepted to proceed.
3 — TransUnion SmartMove Verification
Qualified applicants receive a direct link to TransUnion SmartMove — the federally recognized financial verification platform used by institutional landlords and lenders nationwide. The screening fee of approximately $40 is paid directly to TransUnion. Results go directly to the seller. You are not asked to produce, upload, or forward any documents.
4 — Seller Contact
The seller reviews TransUnion results upon delivery. Verified buyers are contacted directly at the number provided in the qualification form. Property address and showing are scheduled at that time.
There is no contact information on this site. There is no way to reach the seller before TransUnion verification is complete. This process is identical for every applicant. The seller initiates all contact after verification — not before.
The Rate Is the Asset. It Cannot Be Replicated.
If the numbers work for you, begin your qualification now.
Two pages. Five declarations. One TransUnion verification.
No agents. No middlemen. Principal to principal. Seller’s title company closes.